World Fintech Leaders

Posted on June 3rd, 2022

Stimulated by people’s quick adaptation to smartphones and computers, the wave of fintech has been propelled further by the pandemic. This industry came out as the true winner during the pandemic, by escalating its influence and impact on the everyday lives of billions of people worldwide.

Top Global Fintech Hubs

Since the onset, the United States of America has been the global leader in the fintech industry. The number of fintech unicorns, other companies, and startups has risen astronomically, not only in the US but all across the world. The fintech sector has disrupted the usual ongoing in all other sectors by changing the face of financial services. 

The Silicon Valley in the San Francisco Bay Area, US, has been declared the bed of technological developments in different industries. With more than 200 fintech startups, the place tops the list of world fintech hubs.

The city of London in the United Kingdom is the second world leader in fintech hubs. Dominated by the financial technology market, the city now has close to 200 startups, revolutionizing people’s perception of fintech. 

New York is the third world leader vis-a-vis global fintech hubs. The city has always been accepted as the financial capital of the world, because of its dominance in the financial market and the advent of fintech in New York only seems like a natural course of its mark. 

The fourth city-state to reach the top five list of fintech hubs is Singapore. With more than 70 startups providing financial and trade services globally, Singapore has reeled in the attention of the world. 

The fifth city to make the cut is Los Angeles, in the US. With lower employment costs compared to New York and the Silicon Valley, and talent pouring in, this city has earned its supremacy in the fintech industry. It has more than 60 startups rendering it pivotal in the fintech industry.

Three-fourths of the fintech activities worldwide are mainly dispersed across US and Europe. Together these places account for more than 1600 fintech firms, playing the lead role in the industry. Fintech activities are not constricted to these dominants, as they are growing at an expeditious rate worldwide, with countries like Germany, Japan, and India reporting a stupendous growth chart.


Biggest Fintech Players


Visa and MasterCard, also known as the originators of fintech, are still global leaders. With a market valuation of more than $400 billion, Visa stands to be the world leader in fintech. It is closely followed by MasterCard, which has been valued at $350 billion. Even though these companies hold mighty valuations, their service categories don’t necessarily make up mainstream fintech.

Fintech firms like Intuit, PayPal, Square, and Chime have been the real fintech players in the United States. 

With a valuation of over $100 billion, Intuit is the largest fintech services provider in North America. PayPal is a cardinal fintech player, which has become the voice of fintech for companies and individuals all over the world by providing e-payment and e-transfer platforms and services. It has been estimated at a little less than $100 billion.


Being a global fintech hub, the UK has developed a fintech army disrupting traditional banking methods. Companies like and Revolut, with individual valuations of approximately $40 billion, are taking the country to the centre stage of fintech.


The largest conglomerate of fintech resides in China – Ant Financial. The company majorly falls in the open banking category, with a number of subdivisions like AliPay, which are leading the world in terms of innovation and turnover. With a staggering estimate of more than $300 billion, the company is the largest fintech player in the world.


The key players in the rest of the world are housed in tiny pockets like Stripe in Ireland, Gojek in Indonesia, Klarna in Sweden, Nubank in Brazil, Grab in Singapore, and at least a hundred more. 

The instant revolution that is being experienced by the world in the fintech industry is incomparable. With the sudden surge in adoption and demand for fintech services and products, it has become an indispensable industry that is changing the way the financial sector functions.

The true potential of technology has just started grabbing our attention and one cannot possibly fathom how far we can go from here.

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