Embed finance and payments to your customer journeys.

A comprehensive e-payment solution

Digital Wallets

Create your own payment ecosystem by embedding digital wallet to your customer journey.

An infrastructure-light stored value ledger system that lets you do more. Make contactless payments, make collection easier, offer reward points, provide cash-backs, run membership programs, manage expense reimbursement, split bills and more.

Open loop wallet  |  Closed loop wallet |  Reward points Wallet | Cash-back wallet  | Customised wallet

Purchase & Payments


‍Cashless, secure and real-time payment for purchase of goods and services.Payment using QR codes (static QR, dynamic QR, branded QR, unified scheme QR), wallets, bank accounts or cards.

  • In-store payments
  • Online payments
  • Bill payments for 500+ services
  • Air-time purchase for 150+ countries
  • Gift card purchase for 20+ countries including Amazon, iTunes, etc

Purchase & Payments

Cashless, secure and real-time payment for purchase of goods and services.Payment using QR codes (static QR, dynamic QR, branded QR, unified scheme QR), wallets, bank accounts or cards.

  • In-store payments
  • Online payments
  • Bill payments for 500+ services.
  • Air-time purchase for 150+ countries
  • Gift card purchases for many services, like Amazon, iTunes, etc., for 20+ countries.

Transfers

Real-time and cost effective, local and International transfers

  • Peer-to-peer (P2P) transfer - Send money, gift or points to another user within your ecosystem using a receiver’s phone number.
  • Domestic transfer - Send money to another financial or payment institution within the country.
  • Cross border  Money transfer - Send money to another financial or payment institution outside the country

Pay-in / Pay-out Channels

A global ecosystem of top-up and pay-out network including Bank transfers, Credit / Debit cards, Cash top-up channels.

  • 100+ Pay-in / Pay-out channels across markets
  • Seamlessly integrated to your customer journey
  • Create unlimited personalised agent collection points.

Pay-in / Pay-out Channels

A global ecosystem of top-up and pay-out network including Bank transfers, Credit / Debit cards, Cash top-up channels.

  • 100+ Pay-in / Pay-out channels across markets
  • Seamlessly integrated to your customer journey
  • Create unlimited personalised agent collection points.

Loyalty

Improve customer experience, stimulate engagement, strengthen brand affinity and increase revenue with an integrated choice of customer loyalty programs.

  • Rewards points with Earn and Burn engine
  • Cash Back/ Rebate
  • eVouchers
  • eGift Cards
  • eMembership Cards
  • Corporate Giftings

Merchant Acquiring

The most comprehensive Merchant Acquiring platform. Built for merchant acquirers, departmental stores, marketplaces and banks. Payment acceptance using QR (Static QR, Dynamic QR, Branded QR and Unified scheme QR), Wallets, Bank account and Cards

  • Intuitive Merchant Mobile/Web App
  • Digital Merchant on-boarding
  • Merchant KYB
  • Payment processing engine
  • Payment acceptance terminal
  • Product and service Listing
  • On-demand instant settlement
  • Real-time transaction tracking
  • Marketing and promotion tool
  • Integrated Loyalty program
  • Linked to e-payments
  • Suitable for all businesses

Merchant Acquiring

The most comprehensive Merchant Acquiring platform. Built for master acquirers, departmental stores, marketplaces and banks. Payment acceptance using QR (Static QR, Dynamic QR, Branded QR and Unified scheme QR), Wallets, Bank account and Cards

  • Intuitive Merchant Mobile/Web App
  • Digital Merchant on-boarding
  • Merchant KYB
  • Payment processing engine
  • Payment acceptance terminal
  • Product and service Listing
  • On-demand instant settlement
  • Real-time transaction tracking
  • Marketing and promotion tool
  • Integrated Loyalty program
  • Linked to e-payments
  • Suitable for all businesses
Developers

Powerful APIs for fuelling your FinTech innovation.

Our customizable, scalable, and powerful APIs help you start off with vigor and quickly build your applications and innovative solutions.The documentation equips you with the know-how required to navigate through the process.

CASE STUDY
Reviving Businesses During the Pandemic with FlexM’s Digitized Solutions for Shop.com

Local merchants and retailers faced tremendous challenges during the pandemic when everyone’s focus shifted online. Without an online presence, it became impossible for them to get back clients and revive their businesses.

FlexM created a digitized platform “Connect” for Shop.com, an international e-commerce company, through which local merchants and small retailers could acquire an online presence, interact with customers, offer loyalty programs, e-payment portals, and more.

The Problem
Businesses shut down as the masses moved towards online platforms, resulting in substantially reduced customer traffic for local merchants and small retailers.
The Solution
“Connect”, an online platform powered by FlexM for Shop.com, through which local merchants and small stores could leverage digitalization for reviving their businesses by offering loyalty and reward programs and online payment portals to increase customer traffic.
TRUSTED BY

400+ Business

Globally

TESTMONIALS
Hear it from our clients and end users:
Jane Li

Product and Affiliate Program Manager of Shop.com

“The solution was devised as not only a way to embrace digital but also to create a unique model to offer cashback at offline merchants

This enabled the offline retailers to match their online shopping counterparts in creating customer loyalty by integrating proven contactless solutions Such as SGQR and FAST (Fast and Secure Transfers) that actually further strengthened the adoption process for both consumers and merchants.

And the most exciting part of this program was cost-savings and the digital efficiency through the removal of physical devices, paper receipts to settlement automation which result in more savings for the merchants.”
Olson

Owner of Olson Studio

“We can see that customers love the contactless and convenience

It brings it just by tapping and paying using their phone

Our partnership with shop.com allows users to enjoy their cashback from transactions

It helps to bring back more customers into the stores during the recovery period

We also appreciate the complete digital solution that requires no POS rental or receipt printing, resulting in cost savings and more eco-friendly approach.”
CASE STUDY
Reviving Businesses During the Pandemic with FlexM’s Digitized Solutions for Shop.com

Local merchants and retailers faced tremendous challenges during the pandemic when everyone’s focus shifted online. Without an online presence, it became impossible for them to get back clients and revive their businesses. FlexM created a digitized platform “Connect” for Shop.com, an international e-commerce company, through which local merchants and small retailers could acquire an online presence, interact with customers, offer loyalty programs, e-payment portals, and more.

The Problem

Businesses shut down as the masses moved towards online platforms, resulting in substantially reduced customer traffic for local merchants and small retailers.

The Solution

“Connect”, an online platform powered by FlexM for Shop.com, through which local merchants and small stores could leverage digitalization for reviving their businesses by offering loyalty and reward programs and online payment portals to increase customer traffic.

CASE STUDY 1
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The Problem

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The Solution

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CASE STUDY 1
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The Problem

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The Solution

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CASE STUDY 1
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The Problem

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The Solution

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TESTMONIALS

Reviving Singapore merchants during the pandemic with FlexM’s digitalised payment solutions for Shop.com

Jane Li
(Product and Affiliate Program Manager of Shop.com)

"The most exciting part of this program was cost-savings and the digital efficiency through the removal of physical devices, paper receipts to settlement automation which result in more savings for the merchants.”

Olson
(Owner of Olson Studio)

“We can see that customers love the contactless and convenienceIt brings it just by tapping and paying using their phoneOur partnership with shop.com allows users to enjoy their cashback from transactionsIt helps to bring back more customers into the stores during the recovery period. We also appreciate the complete digital solution that requires no POS rental or receipt printing, resulting in cost savings and more eco-friendly approach.”

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